Filing a personal injury lawsuit in South Carolina involves multiple stages, each crucial for the outcome of your case. While not all cases go through every step, it’s essential to understand the process to navigate it effectively. Generally, personal injury claims in South Carolina are governed by the negligence standard, meaning the at-fault party can be held liable for damages. This could include individuals, businesses, property owners, insurance companies, or even the government. Consulting with an experienced South Carolina personal injury lawyer as soon as possible after an accident is vital. Here’s a detailed look at the early stages of the personal injury claim process:
Do Not Delay Medical Treatment
The first and most critical step after sustaining an injury is to timely seek professional medical treatment. Your health should be the top priority, as adrenaline can mask injuries immediately after an accident. A prompt medical exam is essential, as some injuries may not be immediately obvious. Medical documentation serves as important evidence in every personal injury case, and it will be a crucial piece of evidence for your claim. Failing to timely seek medical treatment may also bring into question the proximate cause of your injury, and create an obstacle to achieving a fair and reasonable resolution.
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Consult with a Lawyer
After addressing your immediate medical needs, it’s in your best interest to consult with an experienced personal injury lawyer. An initial consultation allows the lawyer to review your case in detail. At Joye Law Firm, we offer free consultations with no hidden fees or strings attached. This initial discussion is the foundation for building your case. If you don’t need a lawyer, we will be upfront with you and help you find the resources you need to handle your case on your own. However, if you suffered injuries, it’s likely that you will need an attorney.
Notify Your Insurance Carrier
South Carolina operates as a fault state, meaning the driver responsible for an accident—and their insurance company—are liable for covering the victim’s medical expenses, property damage, and other related costs. The state applies a “modified comparative fault” rule, which assigns a percentage of fault to each party involved. If a plaintiff is found to be more than 50% at fault for the accident, they cannot recover any compensation.
In South Carolina, you are legally required to report accidents that result in injury, death, or significant property damage. At the scene of a crash, the responding officer will give you an FR-10 insurance verification form. This form must be submitted to the South Carolina Department of Motor Vehicles within 15 days of the accident. Failing to do so can result in penalties and complicate your claim process. Always ensure you report the accident to the police, even if it seems minor at the time.
It’s important to notify your insurance company after an accident if you’ve sustained injuries or property damage. Having an attorney handle this for you can help delay providing any recorded statements to the insurer until you’ve had the chance to discuss your case with legal counsel.
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