Navigating a workers’ compensation claim can be challenging enough as it is. It’s even worse if you have a pre-existing condition. Many injured workers worry that their prior health issues disqualify them from receiving benefits. Luckily, that isn’t necessarily the case. South Carolina workers’ compensation laws are designed to protect employees, even if they had a pre-existing condition before their work-related injury.
A pre-existing or partly pre-existing injury is not an excuse to withhold the benefits you deserve. Unfortunately, that doesn’t stop employers and workers’ comp insurance administrators from trying to use your pre-existing injuries as an excuse to deny your workers’ compensation claim. They’ll argue that your current need for medical care is due to your pre-existing condition, not a workplace accident, and are therefore not covered. They’re hoping you’ll simply take their word for it and go away, even if you’re owed benefits under the law.
In such a case, you need help from a physician who can distinguish your old injury from the new one and an attorney who will aggressively argue your case. Persuasive medical evidence and a keen understanding of the SC workers’ compensation system will be needed to substantiate your claim.
If you’re in the Lowcountry, a workers’ compensation attorney at Joye Law Firm’s North Charleston office can help you obtain a second medical opinion and fight for the full benefits available under South Carolina law to injured employees. We fully understand pre-existing conditions in workers’ compensation cases and can help you. Contact us today for a free case evaluation with our local legal team.
What Is a Pre-Existing Condition?
A pre-existing condition is a medical impairment an individual had been diagnosed with or received treatment for before a new work-related accident.
When rating the worker’s impairment upon maximum medical improvement (MMI) after the new injury, the system might attribute a part of the current impairment to the pre-existing condition. Therefore, the worker’s overall condition may include a partly pre-existing condition, which could decrease their workers’ compensation disability benefits.
For example, say a worker at a manufacturing facility in North Charleston had back surgery five years before taking a job. The surgery resulted in a 10% loss of mobility. They can still perform their job adequately despite lingering back pain after the operation. One day while working on scaffolding in the facility, the individual falls and suffers a serious back injury. This worker had a pre-existing back injury that a workplace accident aggravated, leaving the worker temporarily disabled.
As long as the worker has not lied about the prior back problem or tried to hide it from their employer, the injured worker may be entitled to workers’ compensation for the new injury. This includes paying medical expenses and replacing wages while the employee cannot work.
Even though the worker’s current injury was caused by the slip-and-fall accident, the injury was more severe because of the pre-existing back condition. Nonetheless, since the worker’s current condition should still be attributed to the on-the-job injury, they are eligible for workers’ comp benefits.
The employer or insurer, however, might argue that a portion of the treatment the worker is receiving is for their pre-existing back condition. They could argue that the recent workplace slip-and-fall accident didn’t cause an injury, and the worker is using the recent accident as an excuse to get workers’ comp insurance to pay for procedures the worker had put off.
A workers’ compensation insurance company cannot legally deny medical care and wage-replacement payments solely because a work-related injury aggravated a pre-existing condition. However, the insurer may seek to withhold a portion of a final settlement. You may have to negotiate for an appropriate workers’ compensation settlement agreement. Without a workers’ compensation attorney who knows the law and can act as a strong advocate, you may be walking away with pennies on the dollar.