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    In many cases, commercial truck drivers injured on the job in South Carolina are entitled to workers’ compensation benefits. However, the path to getting that compensation can be complicated. Unlike many other types of workers, a trucker’s job often involves crossing state lines, working long hours, and sometimes being classified in a way that makes their employment status unclear. These factors can create significant obstacles when trying to file a workers’ compensation claim. For many injured truckers, navigating the system and understanding their rights is the first big challenge.

    In South Carolina, workers’ compensation laws are designed to provide benefits to injured workers regardless of who was at fault for the workplace injury. However, for truck drivers, especially those considered independent contractors or owner-operators, the question of whether they are eligible for these workers’ compensation benefits is often the most pressing issue.

    At Joye Law Firm Injury Lawyers, we address the different challenges that injured truckers face. We have helped countless individuals in similar situations, including a workers’ compensation case where we secured a $299,771.43 award for a truck driver who injured his neck and back while lifting a track onto a military vehicle. Our award-winning lawyers are leaders in the field, with many holding leadership positions in respected organizations like South Carolina Association for Justice, Brain Injury Association, and Injured Workers’ Advocates. We know what you’re up against and are here to help guide you through the workers’ compensation claims process in South Carolina.

    Are Truck Drivers Covered by Workers’ Compensation in South Carolina?

    Workers’ comp is a no-fault insurance policy that protects injured workers regardless of how they were injured. Under the law, South Carolina businesses with three or more employees are required to carry workers’ compensation insurance. Although there are a few exceptions, this rule applies to most businesses, including trucking companies. However, the employment relationship between a truck driver and a trucking company can be complex.

    Often, trucking companies classify their drivers as independent contractors instead of employees. This is a crucial distinction because independent contractors are generally not eligible for workers’ compensation benefits. The trucking company might do this to avoid paying for workers’ compensation coverage, unemployment taxes, and other employee-related costs. However, simply labeling a driver as an independent contractor doesn’t automatically make it so under South Carolina law.

    The South Carolina Industrial Commission and the courts use what’s known as the “common law test” to determine a driver’s true employment status. This test looks at the level of control the company has over the driver. Key factors include:

    • Does the company set the driver’s work schedule?
    • Does the company provide the tools and equipment, like the truck itself?
    • Does the company dictate the routes the driver must take?
    • Can the driver work for other companies?

    If the trucking company has a high degree of control over the driver’s work, a court or the South Carolina Industrial Commission may decide the driver is an employee and therefore entitled to workers’ compensation. This is often a major area of dispute in many workers’ compensation cases involving injured truck drivers. Even if the driver signs a lease agreement or an employment arrangement that labels them as an independent contractor, it may not hold up in court if the reality of the work relationship suggests employment.

    Attorney Ryan LeBlanc of our North Charleston office represented a truck driver who sustained severe injuries when he was crushed by a 1,000 lb. roll that fell off a truck. The defense claimed our client was an independent contractor and, therefore, not subject to the Workers’ Compensation Act. However, Attorney LeBlanc argued that the victim qualified as an employee based on case law, how the company treated him, and the contract’s terms. LeBlanc negotiated a $1.25 million settlement for the truck driver, proving that independent contractor labels don’t always hold up under the law.

    Common Causes and Injuries Sustained by Commercial Truck Drivers in South Carolina

    Working as a commercial truck driver can be physically demanding and dangerous. Truck drivers are susceptible to a wide range of work-related injuries, from sudden, traumatic events to injuries that develop over time. Understanding the common truck driver injuries is important for recognizing the signs and seeking the necessary medical treatment.

    Some of the common injuries that many truck drivers experience include:

    • Back injuries: These are one of the most frequent types of workplace injury for truckers. They can be caused by the constant vibration of the truck, lifting heavy cargo, or a sudden jerk from a motor vehicle accident. Back injuries can range from muscle strains to herniated discs to permanently damaged vertebrae or spinal cord. Back injuries can lead to long-term pain and disability.
    • Slip and fall injuries: These can happen at truck stops, at loading docks, or while getting in and out of the truck. A slip and fall on a wet or icy surface can lead to broken bones, sprains, or head injuries.
    • Repetitive stress injuries: The nature of a truck driver’s job, which involves long hours of sitting and repetitive motions like steering and shifting gears, can lead to repetitive stress injuries that affect the wrists, hands, neck, shoulders, and lower back.
    • Motor vehicle accidents: Truck drivers are at risk for traffic accidents caused by other drivers, adverse weather conditions, or mechanical failures. These incidents can result in severe injuries, including fractures, internal injuries, and permanent brain damage.
    • Fall injuries: Fall injuries can happen when a driver is climbing onto the truck’s trailer, checking tires, or securing cargo. These falls can cause significant trauma.
    • Crush injuries: Truck drivers are often responsible for loading and unloading their cargo. Even when all safety precautions are taken, cargo can become dislodged and fall on top of the driver during pre-load checks or during loading, crushing them and causing severe injuries such as broken bones or brain damage.

    Workers’ Compensation Claims Process for an Injured Truck Driver in South Carolina

    Filing a workers’ compensation claim can seem overwhelming, especially when you are dealing with a work-related injury. The process has specific steps and deadlines that must be followed to ensure you receive workers’ comp benefits.Workers' Comp Claim Flowchart

    1. Report the injury immediately: The first step after a workplace accident is to notify your employer. You should complete this task as soon as possible, ideally in writing. In South Carolina, you have 90 days to report the injury to your employer. If you don’t, you could lose your right to benefits.
    2. Seek medical attention: Get proper medical treatment from a doctor. Your employer has the right to choose the doctor or clinic you see for your work-related injuries. Still, if you disagree, your attorney can help you seek a second opinion through a hearing before the South Carolina Industrial Commission.
    3. File a claim: After you’ve reported the injury, you or your employer must file a claim with the South Carolina Industrial Commission. This is typically done by filing a Form 50. It is crucial to complete this form accurately.
    4. Receive benefits or appeal a denial: Once the claim is filed, the employer’s workers’ compensation insurance company will review it. If your claim is accepted, you should start receiving medical care and wage-replacement benefits shortly thereafter. If your claim is denied, you have the right to appeal the decision by requesting a hearing before the Commission. An attorney can help you gather medical evidence, witness statements, and documentation to strengthen your case.
    5. Reaching Maximum Medical Improvement (MMI): When your doctor determines you’ve reached the point where your condition has stabilized, meaning further medical treatment is unlikely to improve your condition, you’ve reached Maximum Medical Improvement. At this stage, the doctor will evaluate whether you have a permanent impairment, which affects the amount of compensation you may receive.

    Minor injuries that heal quickly may not require legal representation. However, if you’ve suffered a serious injury, such as broken bones, a back or neck injury, or a traumatic brain injury, having an attorney can make all the difference.

    An experienced South Carolina workers’ compensation lawyer from Joye Law Firm Injury Lawyers can guide you through every step of the process, from filing your claim and appealing denials to negotiating with insurance carriers. Our team works to maximize your compensation and ensure your long-term medical needs and future expenses are fully covered. Get started today with a free consultation.

    What Types of Workers’ Compensation Benefits Can Injured Truckers Receive?

    If your workers’ compensation claim is approved, you may be entitled to several types of workers’ compensation benefits. The goal of these benefits is to help you recover and to lessen the financial burden of your work-related injuries.

    • Medical Care: Workers’ comp covers all necessary and reasonable medical care related to your injury. This includes doctor visits, hospital stays, prescriptions, physical therapy, and even mileage to and from appointments. You should not have to pay for your medical bills out of pocket.
    • Partial Wage Replacement: If your injury prevents you from working for more than seven days, you may be eligible for lost wages benefits, also known as wage benefits or temporary disability benefits. These benefits are paid at a rate of up to two-thirds of your average weekly wage.
    • Disability Benefits: If your injury results in a permanent disability or a permanent impairment to a body part, you may be entitled to permanent disability benefits. The amount is determined based on the severity of your injury and your permanent limitations.

    Third-Party Lawsuits for Injured Truck Drivers

    While workers’ compensation covers most job-related injuries, it does not always provide full recovery for your losses, especially if another person or company’s negligence caused your accident. In these cases, you may have the right to file a third-party personal injury lawsuit in addition to your workers’ compensation claim.

    A third-party claim is separate from workers’ compensation and can allow you to recover damages that workers’ comp does not cover, such as pain and suffering, emotional distress, and the full amount of lost wages and lost earning potential.

    Examples of situations where an injured truck driver might have a third-party claim include:Types of third-party lawsuits truck drivers can file for

    • Negligent drivers: If another motorist caused your crash while you were driving for work, you may have a personal injury claim against that driver.
    • Defective equipment or vehicle parts: If a mechanical failure, such as a defective tire, brake system, or coupling device, contributed to your accident, you may be able to bring a claim against the manufacturer or maintenance company.
    • Unsafe worksites or loading docks: If you were injured due to unsafe conditions caused by a property owner, shipper, or loading company that is not your employer, they may be held liable.
    • Negligence by contractors or subcontractors: If another company’s employees caused your injury during a joint operation or while loading/unloading cargo, you may be able to pursue a separate claim against that business.

    Pursuing a third-party lawsuit does not prevent you from receiving workers’ compensation benefits. In fact, these claims often work together to help you recover both immediate medical coverage and long-term compensation for your losses.

    At Joye Law Firm Injury Lawyers, our attorneys have decades of experience handling both workers’ compensation claims and third-party injury lawsuits for truck drivers across South Carolina. If your case involves both, you will have two dedicated legal teams, one attorney and case manager for your workers’ compensation claim and another for your third-party personal injury case. These teams work closely together to coordinate strategy, share information, and ensure every aspect of your recovery is fully protected. We investigate every case thoroughly to identify all sources of compensation, because when you’ve been seriously hurt, you deserve to recover everything the law allows.

    Why Hiring a Workers’ Compensation Lawyer is Essential for Injured Truck Drivers

    Getting workers’ compensation for truck driver injuries in South Carolina is complex. Injured truckers often face unique challenges that other injured workers do not, especially when it comes to determining employment status. A workers’ compensation attorney can be an invaluable ally in this process. They can help you with the following process:

    • Determine if you are an employee: Your lawyer can review your employment arrangement and the facts of your work to determine if you are an employee under South Carolina law, even if you are wrongly labeled as an independent contractor.
    • File your claim correctly: A lawyer can ensure that all paperwork is filed correctly and on time.
    • Deal with the insurance company: Insurance companies often look for reasons to deny or minimize a claim. A workers’ compensation lawyer can handle all communications with the insurer and fight for the maximum benefits you are owed.
    • Ensure you receive appropriate medical care: While the employer or insurance company chooses the treating physician, your attorney can request an independent medical exam, seek a second opinion, or petition to change doctors if you feel your concerns aren’t being properly addressed.
    • Address denied claims: If your workers’ comp case is denied, a lawyer can represent you in an appeal and present evidence to support your claim.
    • Secure benefits quickly: A lawyer will work to ensure your medical bills are paid by your employer’s insurer and that you are receiving partial wage replacement checks in a timely manner.
    • Plan for future medical care: A lawyer can help make sure your settlement accounts for ongoing treatment, rehabilitation, prescription costs, and any long-term future medical needs resulting from your injury.
    • Handle disputes over medical care: A lawyer can help you challenge the insurance company’s choice of doctor or refusal to pay for specific treatments.

    At Joye Law Firm Injury Lawyers, our lawyers handle workers’ compensation cases on a contingency fee basis. This means you don’t pay us anything up front. You’ll also get our No Fee Guarantee. That means we only get paid if we successfully recover benefits for you. This enables injured workers to access the legal assistance they need without incurring upfront costs.

    FAQs About Workers’ Compensation for Truck Drivers

    WC Truck Drivers

    How is my employment status determined in South Carolina for a workers’ comp claim?

    Your employment status is determined by the South Carolina Industrial Commission using a common law test that examines the level of control your employer has over your work. The label of “independent contractor” in your employment arrangement is not the only factor. Factors such as whether your employer controls your work schedule, provides your equipment, or dictates your routes are all considered.

    What is the difference between a motor carrier and a principal contractor?

    A motor carrier is the company that transports goods. In many cases, truck drivers are employed directly by a motor carrier. A principal contractor is a term used in South Carolina law that may be relevant if you work for an intermediate contractor who provides services to the principal contractor. In this case, the principal contractor may be responsible for providing workers’ compensation coverage to the employees of the intermediate contractor if that intermediate contractor doesn’t have it.

    What if my trucking company’s principal place of business is not in South Carolina?

    If your employer’s principal place of business is in another state but you were hired in South Carolina or the injury occurred in South Carolina, you may still be able to receive workers’ compensation in South Carolina. This can be a complex issue, and it’s best to consult with a legal professional to understand your options.

    What if the other drivers in the accident were at fault?

    In a workers’ compensation case, it doesn’t matter who was at fault for the accident. Workers’ compensation is a no-fault system. The focus is on whether the work-related injuries happened while you were on the job.

    Joye Law Firm Injury Lawyers for Your South Carolina Truck Driver Injury Case

    If you are an injured driver with questions about workers’ compensation, we are here to help. Our law firm has a long history of helping injured workers fight for the compensation they deserve. We know the complexities of workers’ compensation for truck driver injuries in South Carolina, and we are dedicated to helping you through every step of the claims process.

    We believe in providing compassionate and dedicated legal representation to our clients. We will guide you through every step of the process and answer any questions you may have. We are committed to helping you recover and move forward with your life.

    If you are a commercial truck driver who has been injured on the job, it is essential to understand your rights and have an advocate in your corner. Call us at (888) 324-3100 to discuss your case or schedule a consultation online for a free case review to learn how we can help. We can answer your questions and help you decide on the best path forward.

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